LOL, forgot to make my statements clear, as always, I am so bad at that. When I started playing again about a year and a half ago, I started from scratch again, with a lot of knowlage of how to play the game. I got what I could for 20p or less per item (or so) and made do. I saved and saved and saved, and when i got enough money to buy one nice piece of gear, I did. Spending 200-300 plat on a piece of gear always seemed a waste to me, because no sooner would I get it, I would need an upgrade again, and that old gear would rot in my bank, or I would pawn it off, at a large loss.
The newbie armor quests are great, and I never had the benifit of having them, as when I first played (pre-kunark) and restarted (just after luclin) they did not exist. The stats and AC on the newbie stuff is actually quite good, and should manage for quite some time. Heck, I dont even have as high dex and cha that the newbie gear has, well, maybe not cha, but my dex is only 97, lol. I would save until you get enough to buy a velium fire wedding ring or two, then go from there. A 3-4 person group of low 20s should be able to get each person a netherbian chitlin in about 2 hours, the swarm leader always drops it, I wouldnt bother buying one.